The whole corpus with the borrower language name first. 342 term(s) have no borrower name and are omitted.
| Borrower language name | Canonical | Kind | Entity | Status |
|---|
| a government-insured loan with easier credit and down payment requirements | FHA Loan | domain-term | — | proposed |
| a lender's own stricter rule, beyond the program's minimum | Overlay (Lender) | domain-term | — | proposed |
| a loan for eligible veterans and service members, often with no down payment | VA Loan | domain-term | — | proposed |
| a loan for rental property, qualified on the property's rental income, not your own | DSCR Loan | domain-term | — | proposed |
| a one-time VA loan fee, usually rolled into your loan | Funding Fee (VA) | domain-term | — | proposed |
| a person, not a computer, reviews your loan file | Manual Underwriting | domain-term | — | proposed |
| a pricing adjustment based on your loan-to-value and credit score | LLPA (Loan-Level Price Adjustment) | domain-term | — | proposed |
| a standard mortgage not backed by the government | Conventional Loan | domain-term | — | proposed |
| an older estimate of your closing costs, now replaced by the Loan Estimate | GFE (Good Faith Estimate) | domain-term | — | proposed |
| an upfront fee you can pay to lower your interest rate | Points (Discount Points) | domain-term | — | proposed |
| an upfront insurance charge added to your FHA loan | FHA Upfront Mip Pct | field | program | proposed |
| how many months it takes for your savings to cover the refinance costs | Recapture | domain-term | — | proposed |
| how much of your monthly income goes toward debt payments | DTI (Debt-to-Income Ratio) | domain-term | — | proposed |
| how much of your VA home-loan benefit you have available | Entitlement | domain-term | — | proposed |
| how much you're borrowing compared to what the home is worth | LTV (Loan-to-Value Ratio) | domain-term | — | proposed |
| interest you pay upfront at closing for the rest of the month | Prepaid Interest | domain-term | — | proposed |
| line of credit | HELOC | domain-term | — | proposed |
| paying down your loan a little more with every payment | Amortization | domain-term | — | proposed |
| the automated system that reviews your loan application | AUS (Automated Underwriting System) | domain-term | — | proposed |
| the document that proves your VA eligibility | COE (Certificate of Eligibility) | domain-term | — | proposed |
| the extra cash you take out when you refinance | Desired Cash Out Amount | field | deal | proposed |
| the loan payment itself, before taxes and insurance | P&I (Principal & Interest) | domain-term | — | proposed |
| the money left over each month after all your bills are paid | Residual Income | domain-term | — | proposed |
| the notice explaining why your loan application was denied | Adverse Action Notice | domain-term | — | proposed |
| the part of your home you own | Home Equity | domain-term | deal | proposed |
| the total amount of money you need to bring to closing | CTC (Cash to Close) | domain-term | — | proposed |
| the true yearly cost of this debt, including fees | Interest Rate | field | liability | proposed |
| the yearly cost of your mortgage insurance | Mi Annual Rate | field | program | proposed |
| This path is clear. | AlwaysApprovedStatement | domain-term | — | proposed |
| this thing gets me | Magical Moment | domain-term | — | proposed |
| what you still owe | Current Loan Balance | field | deal | proposed |
| whether the property's rent covers its own mortgage payment | DSCR (Debt Service Coverage Ratio) | domain-term | — | proposed |
| whether you're required to carry mortgage insurance | Mi Required Flag | field | program | proposed |
| your full monthly housing payment — loan, taxes, insurance, and HOA together | PITIA | domain-term | — | proposed |
| your full monthly housing payment including mortgage insurance | PITIM | domain-term | — | proposed |
| your income before taxes and deductions | Gross Monthly Amount | field | incomesource | proposed |
| your interest rate, as a yearly percentage | Rate (Annual Interest Rate) | domain-term | — | proposed |
| your lender must show you the loan option that's best for you, not for them | Anti-Steering | domain-term | — | proposed |
| your options | Scenario Card | ui-term | — | proposed |
| your protection from discrimination in the lending process | Fair Lending | domain-term | — | proposed |