Overlay (Lender)
A lender-specific requirement stricter than the program guideline minimum. Example: the FHA guideline allows a 580 score, but a lender may overlay a 620 minimum.
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | a lender's own stricter rule, beyond the program's minimum |
| Do not use | — |
Sources
- Clarity Engine Glossary — Overlay
Related
Min Credit Score, Min Down Payment Pct, Max DTI Manual, OverlayAdjustedResult