DSCR (Debt Service Coverage Ratio)
Debt Service Coverage Ratio. For investment properties: gross monthly rent / PITIA. >=1.00 means the property covers its own debt service; >=1.25 is typically lender-preferred. Uses GROSS rent — not net, not after vacancy.
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | whether the property's rent covers its own mortgage payment |
| Do not use | — |
Sources
- Clarity Engine Glossary — DSCR