DTI (Debt-to-Income Ratio)
Debt-to-Income ratio. Front-end DTI: housing payment / gross monthly income. Back-end DTI: (housing payment + all monthly obligations) / gross monthly income. Expressed as a decimal or percentage.
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | how much of your monthly income goes toward debt payments |
| Do not use | — |
Sources
- Clarity Engine Glossary — DTI
Related
Max DTI Automated, Max DTI Manual, Projected DTI, Impact DTI Delta, Include In DTI Flag, Business Debt Flag, Constraint Type
Referenced by
ATR (Ability to Repay), Fannie Mae Selling Guide, QM (Qualified Mortgage), Residual Income