Neutral Rate Baseline
Every scenario is grounded in a non-lender national-average rate, shown with its source and as-of date — neutrality and disclosure serve both trust and compliance — until a soft credit pull replaces it with a real, personalized rate/pricing quote.
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | — |
| Do not use | — |
Sources
- Clarity Engine PRD V7 — Requirement #2
Related
Rate (Annual Interest Rate), Property Data Hydration, Soft Credit Pull