TOTAL Scorecard
FHA's Automated Underwriting System. Approves borrowers with DTI up to 57% if the credit score is 580 or higher. A decline triggers the manual underwriting path.
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | — |
| Do not use | — |
Sources
- Clarity Engine Glossary — TOTAL Scorecard
Related
AUS (Automated Underwriting System), FHA Loan, Manual Underwriting