Qualification Status
The enumerated outcome of program qualification. Values: QUALIFIED, QUALIFIED_TOTAL_ACCEPT, QUALIFIED_MANUAL_UW, CONDITIONAL, INELIGIBLE_DTI, INELIGIBLE_LTV, INELIGIBLE_CREDIT, INELIGIBLE_WAITING_PERIOD, DSCR_ELIGIBLE_STRONG, DSCR_ELIGIBLE_PASS, DSCR_CONDITIONAL.
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | — |
| Do not use | — |
Conflict: CONFLICT — kept, not resolved (Open Items Register territory). Reading A (this corpus, Clarity Engine Glossary): qualification resolves to one of 11 raw enum values, four of them INELIGIBLE_* (INELIGIBLE_DTI / LTV / CREDIT / WAITING_PERIOD) — explicit denial-shaped outcomes. Reading B (PRD V7 #18, "Always-Approved (no denial state)"): every verified qualification resolves to exactly one of three named states — Qualified / Near-Miss / Pathway-Required — and never a denial ("a not now"); Near-Miss and Pathway-Required disclose the exact gap and what would close it, in the same session. V7 doesn't say how, or whether, the glossary's INELIGIBLE_* values map onto Near-Miss vs. Pathway-Required — that undefined mapping is the substance of the conflict.
Sources
- Clarity Engine Glossary — qualification_status
- Clarity Engine PRD V7 — Requirement #18
Related
QualResult, Compliance Status, Always Approved State