HMDA
Home Mortgage Disclosure Act. Requires lenders to collect and report data on mortgage applications and originations. The Clarity Engine's HMDA fields feed this reporting. Race/ethnicity/gender fields are collected by the lender only — not by the Clarity Engine (a fair lending firewall).
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | — |
| Do not use | — |
Sources
- Clarity Engine Glossary — HMDA