Fundability vs. Affordability
The two-phase purchase-financing framing PRD V7 uses to expand from refinance into purchase: fundability asks "am I eligible?" (can they qualify — pre-qual), and affordability then asks "what can I afford?" (what that qualified purchasing power looks like in real homes).
| Audience | Name |
|---|---|
| Engineering (code) | — |
| Design (UI label) | — |
| Borrower-facing | — |
| Do not use | — |
Sources
- Clarity Engine PRD V7 — Requirements #34–35
Related
Current Affordability Estimate, Optimized Affordability Estimate, Lender Marketplace